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The first step in implementing a comprehensive risk management plan is identifying potential risks. To help you get started, we have provided a list of the top 10 threats facing small business owners.
In a culture where litigation is commonplace, business owners have many more worries than making profits and retaining top employees. If your product injures a consumer, your organization could face a devastating lawsuit, exponential damages and a tainted reputation in the marketplace. To assist with the financial burden of a
Employers can benefit from Return-to-Work programs by retaining skilled employees, reducing short- and long-term disability claims, and obtaining a lower workers’ compensation experience modification factor—positively affecting their premium costs and ability to gain new work.
Schauer Group recommends employers familiarize themselves with best practices related to masks and face coverings in the workplace—including any state-specific guidelines—to help prevent the spread of COVID-19.
Schauer Group suggests project owners and general contractors turn to a wrap-up insurance program for construction projects to manage their risks.
Recent surveys suggest that many small business owners are still operating under a false sense of cyber security.
Schauer Group recommends the following plan of action to ensure that you remain in compliance with your insurance recordkeeping.
Schauer Group has compiled these tips for coming out of the economic downturn to keep your business prospering well into the next economic cycle.