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Prescription drugs continue to be a primary driver of employer-sponsored health care costs. Last year, per-employee costs jumped 5.2 percent, and prescriptions remain the fastest-growing plan expense, according to the 2023 National Survey of Employer-Sponsored Health Plans.
The Affordable Care Act requires employers to provide their group health plan participants with access to both a summary of benefits and coverage that details the features of their health plan and a glossary of commonly used health care terms (such as balance billing, preauthorization and non-preferred provider). Access that
Demand is growing for supplemental health and financial benefits – so much so that by 2026, enrollment in voluntary benefits is expected to be up 20 percent, according to The Council of Insurance Agents and Brokers.
Use this checklist to plan for a successful open enrollment and renewal season – and keep your employees engaged in the process.
In the second quarter of 2024, Zywave conducted the first Commercial Property and Casualty Insurance Pricing (CPCIP) Survey to gather insights on the first quarter’s pricing trends within the property and casualty insurance market.
For high-net-worth and ultra-high-net-worth individuals, the effects of a cybersecurity attack can be costly and wide-reaching.
While premiums still are rising, the average increases across all lines of business generally stayed about the same or decreased slightly in Q1 2024 compared with Q4 2023
In 2022, more than 500 people were killed on the job in a workplace violence incident. And every year, 2 million people are victims of nonfatal workplace violence, according to the U.S. Department of Labor.
Commercial insurance pricing is still rising, but the hikes are less steep than they were a year ago.
On Monday, April 8, many Ohioans will experience a total solar eclipse. And while the eclipse is exciting, it also has public safety implications and could pose problems for area businesses.
Any organization that asks employees to drive as part of their work duties should implement a fleet safety program.
By 2027, it’s expected that 75 percent of all workers will be using “shadow IT” – or software they have downloaded without permission – making it difficult for companies to protect against data security risks.
Skyrocketing jury awards are one example of how social inflation is driving up insurance costs, as more people turn to litigation to resolve claims.
High premiums remain a top concern for commercial insurance clients nationwide as pricing continues to increase.
Premiums for commercial property and casualty insurance jumped an average of 8.9% in Q2 2023 – marking 23 consecutive quarters of increases.
Open enrollment and renewal season is a great time to share tips with your employees about how to save money on health care services and prescriptions. Here are some recommendations from the Schauer Group employee benefits team.
If you’re an employer struggling to contain prescription costs, Schauer Group can help. Here are some recommendations from our employee benefits experts about how to combat increased pharmacy prices.
If your company is resuming international travel following the pandemic, it’s important to have a robust international insurance program in place to make sure your employees are protected wherever they go.