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Prescription drugs continue to be a primary driver of employer-sponsored health care costs. Last year, per-employee costs jumped 5.2 percent, and prescriptions remain the fastest-growing plan expense, according to the 2023 National Survey of Employer-Sponsored Health Plans.
The Affordable Care Act requires employers to provide their group health plan participants with access to both a summary of benefits and coverage that details the features of their health plan and a glossary of commonly used health care terms (such as balance billing, preauthorization and non-preferred provider). Access that
Demand is growing for supplemental health and financial benefits – so much so that by 2026, enrollment in voluntary benefits is expected to be up 20 percent, according to The Council of Insurance Agents and Brokers.
Use this checklist to plan for a successful open enrollment and renewal season – and keep your employees engaged in the process.
For high-net-worth and ultra-high-net-worth individuals, the effects of a cybersecurity attack can be costly and wide-reaching.
In 2022, more than 500 people were killed on the job in a workplace violence incident. And every year, 2 million people are victims of nonfatal workplace violence, according to the U.S. Department of Labor.
On Monday, April 8, many Ohioans will experience a total solar eclipse. And while the eclipse is exciting, it also has public safety implications and could pose problems for area businesses.
Any organization that asks employees to drive as part of their work duties should implement a fleet safety program.
By 2027, it’s expected that 75 percent of all workers will be using “shadow IT” – or software they have downloaded without permission – making it difficult for companies to protect against data security risks.
Skyrocketing jury awards are one example of how social inflation is driving up insurance costs, as more people turn to litigation to resolve claims.
Open enrollment and renewal season is a great time to share tips with your employees about how to save money on health care services and prescriptions. Here are some recommendations from the Schauer Group employee benefits team.
If you’re an employer struggling to contain prescription costs, Schauer Group can help. Here are some recommendations from our employee benefits experts about how to combat increased pharmacy prices.
If your company is resuming international travel following the pandemic, it’s important to have a robust international insurance program in place to make sure your employees are protected wherever they go.
Insurance companies are becoming more cautious about coverage for businesses that collect and store biometric data, in light of recent biometric privacy legislation and judicial action.
Employers should be aware of the challenges and complexities that come with testing individuals for marijuana and become familiar with all applicable laws before implementing or enforcing any drug testing or other workplace policies regarding employee marijuana use.
In 2020, the National Highway Traffic Safety Association reported 3,142 deaths caused by distracted driving.
Businesses should review and limit their use of PFAS — or “forever chemicals” — as federal and state restrictions surrounding these substances tighten and insurance coverage for companies using these chemicals becomes more difficult to obtain.
Total cost of risk is the cost of both pure and speculative risk. It is synonymous with price — the price of your risk management program.